Insurance penetration is a commonly recognised indicator of insurance activity.
It is expressed here by showing total gross written premiums as a percentage
of gross domestic product (GDP).
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A rotting log is a mini nature reserve in its own right!
By removing dead or dying trees from woodland, a section of the natural nutrient-cycle can be lost. A lack of dead wood reduces species diversity by about 20 %. Avoid removing dead wood from your property. You could be doing away with thousands of invertebrate species and fungi.
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